Refined Real Estate Team
1238 Queen St E M4L 1C3 Toronto, ON, Canada

"The federal government intends to settle 1.2 million new immigrants over the next three years in a bid to catalyze economic recovery, and if there’s one sector of the economy that will benefit, it’s real estate."

Gorgeous new listing in the Monarch Building in King West. Over 1,100 Sf Of Open Concept Space In An Authentic Brick And Beam Hard Loft In Vibrant King West. Original 10 Ft Wood Ceilings, Heavy Douglas Fir Beams And Exposed Brick, Solid Maple Floors, Wall To Wall Windows, Integrated Appliances In The Cook's Kitchen, Custom Rosewood Cabinets, Double Home Office, Spa Bathroom, The List Of Features Goes On And On! Check out the virtual tour and let me know if you have anyone who is interested! www.436wellingtonwest.com

Worried about over-paying for a property? We've got an approach that makes sure we never get caught up and end up with buyer's remorse. Check out the latest article below!

Did you know that we're seeing fewer ghosts in the real estate market now, thanks to COVID-19? It's true. Well, kinda. Check out our article on three main types of ghost in real estate for a fun read! https://www.refinedrealestateteam.com/on-a-positive-note-w/

How do you know if a deal is going to go through? It's an interesting question at any point, but with this whole pandemic going on, it's becoming even more relevant. We've listed our red flags on both the buying and selling side so you know when the person on the other side might cause problems! https://www.refinedrealestateteam.com/three-red-flagswait-/

Given the lack of sunshine and optimism right now, we thought it would be nice to take a bit of a light-hearted look at the real estate market. Here you go, all you need to know about real estate you can learn from dogs. https://www.refinedrealestateteam.com/all-you-need-to-know/

Curious as to what it is actually like out there in the market? Here's our view of the trees, not just the forest! https://www.refinedrealestateteam.com/yes-the-forest-is-in/

Mortgage - 6 Month deferral. What it means: Your lender will allow you to NOT make the next 6 months payments. (check with your lender)... The lender will take the interest that would have been paid compounded and add it to your mortgage balance. The amortization and term will not change. When you begin making your payments 7 months from now it will be calculated on a higher mortgage principal owing. In effect your mortgage payment will be adjusted upward to payoff the extra interest. This deferral program is designed for people that actually need it in an emergency situation (ie. job loss) Banks' Customer Service phone numbers to call if and when you want to explore their mortgage relief programs. ATB Financial 1-800-332-8383 B2B Bank 1-866-684-5637 BMO 1-877-225-5266 Bridgewater Bank 1-866-243-4301 CIBC 1-888-264-6843 Canadiana 1-877-315-1633 CFF Bank 1-855-767-3031 Chinook Financial 403-934-3358 CMLS Financial 1-888-995-2657 Connect First 403-736-4000 Equitable Bank 1-888-334-3313 First National Financial 1-888-488-0794 First Calgary 1-888-488-0794 Haventree Bank 1-855-272-0051 HSBC 1-888-310-4722 Home Trust 1-855-270-3630 HomEquity Bank 1-866-522-2447 ICICI 1-888-424-2422 Lendwise 1-866-675-7022 Manulife 1-855-518-7546 Marathon Mortgage Corp 1-855-503-6060 MCAP 1-800-265-2624 Merix 1-877-637-4911 National Bank 1-800-361-9522 Optimum Mortgage 1-866-441-3775 PC Financial 1-888-723-8881 Scotiabank 1-866-472-6842 Servus 1-877-378-8728 RFA 1-877-416-7873 Radius Financial 1-866-550-8227 RMG 1-866-809-5800 Royal Bank of Canada 1-800-769-2511 TD Canada Trust 1-866-222-3456 Tangerine 1-888-826-4374

We know there is a lot of confusion out there about how COVID-19 is impacting the real estate market. We came up with some winners and some losers over the next little while. Check it out!

It's tough to decide when to sell your home. That is, unless you start to see homes selling for $1M over their listing price. Here's that story, plus three questions about your home. If you answer yes to any of them, it's time to sell.

Look, we don't want to freak anyone out, but if you spent the last year waiting on prices to drop in Toronto, it didn't work out well for you. The cost of waiting was about $300 a day. Yes, per day. Check out the cost per day for each of the major housing types plus what is expected to happen by the end of 2020.

Not all real estate deals go through to a successful completion. When that happens, it can be a great opportunity for you as a buyer. Here's some stories of when that happened.

No seller likes the idea of lowering their listing price but it's a fact that sellers set the price and the market brings the offers. When a home isn't selling, there's two questions that need to be answered.

Without a doubt, 2020 is getting off to a very unusual start. Whether its detached houses, semi-detached, townhouses or condominiums, you should know exactly what is going to happen next.

I think we all agree that timing can be crucial. For example, my decision to hold a garage sale this weekend seems to be poorly timed given it is: A) mid-January B) freezing rain forecasted. Here's an article we wrote about the timelines for buying and selling real estate.

It's always interesting to see when things don't work out quite as expected. Here's a property located just around the corner from our office that definitely didn't go exactly as planned.

It's Friday the 13th, which means bad luck abounds! What does bad luck in real estate look like? And how do you avoid it? Check out our latest article to learn the answers.

$2,400 per month in effective profit? Not bad!

We often hear talk about the fall market, but is it really still a thing? The answer is a bit surprising!

We're going to start posting our regular articles on here so that you can hear our thoughts on what we're experiencing in the market!

Every year Keller Williams International celebrates RED DAY. This year it is being held on May 9th. We have many initiatives underway including: 3 clean up crews (2 on the Beach and 1 at Riverdale Park headed up by Kirsten), a BBQ lunch at our brokerage for our senior's residence neighbours as well as our local community members, and also this year we are committed to a food drive for the RED DOOR Shelter. If you would like to donate to the RED DOOR Shelter please drop one of... us a message if you require a pick up and we will come around! Alternatively, you can make a drop off directly at our brokerage at 1238 Queen St E or find Kirsten in Riverdale Park doing garbage clean up rain or shine. We've already collected about 150lbs of food and we are hoping to double that by RED DAY! Thank you all and the RED DOOR Shelter thanks you as well!

Here is your market update for January 2019!

The Refined Team is heading down to New Orleans on Friday for the annual Keller Williams conference. Looking forward to meeting up with about 18,000 other agents who want to learn, share and eat beignets. #kwfr19

Come by and see this gem in the heart of Fort York before its gone! Sat & Sun 1-3pm 628FleetStreet.com

Just Listed! Check out all the details at 628FleetStreet.com... @ Toronto, Ontario

How did your neighbourhood rank this year?

Come on out to our Open House tomorrow from 2-4pm! It's supposed to be hot tomorrow so we're serving homemade lemonade. Come on by and cool off - Oh and check out this gorgeous house while you're here! 3+1 Bedroom, 2 bath Raised Bungalow with upgrades throughout!... Lovely private backyard with mature flowering trees! The layout is just perfect for an entrepreneur with a home business or someone in need of an inlaw or nanny suite. Come check it out! We can't wait to see you there! For more info visit: teamrohloff.com/15-peggs-crescent

Come visit us this weekend for an Open House at 15 Pegg's Crescent in Holland Landing. Saturday & Sunday, May 19th & 20th from 2pm - 4pm For more information about this property, please visit us at:... https://www.teamrohloff.com/15-peggs-crescent